Many Russians have the opportunity to receive their pension savings as a single lump sum payment rather than as a monthly addition. This was announced on Tuesday, April 14, by Kaplan Panesh, the Deputy Chairman of the State Duma Committee on Budget and Taxes.
He clarified that in 2026, citizens are entitled to this option if the calculated amount of their funded pension is less than 10 percent of the pensioner’s subsistence minimum, which is 1,628.8 rubles. In such cases, all accumulated funds can be disbursed in one payment. The maximum threshold for savings eligible for this type of payout is 439,776 rubles.
According to Panesh, this benefit is available to men aged 60 and women aged 55 who have not yet qualified for an insurance pension, as well as individuals with disabilities and those who have lost their breadwinner. These savings were accumulated by individuals officially employed between 2002 and 2013, after which contributions were frozen.
The deputy added that if maternal capital funds or co-financing are involved, a combination of payments is possible. Citizens can check their savings amount through “Gosuslugi” (State Services) or the Social Fund of Russia (SFR). Otherwise, the funds will remain in the account and be paid out as a small monthly supplement.
On April 1, the Social Fund recalculated pensions for over four million people. The indexing amounted to 6.8 percent, based on the growth of the subsistence minimum for 2025.
